{"id":60309,"date":"2015-08-12T23:39:17","date_gmt":"2015-08-12T23:39:17","guid":{"rendered":"http:\/\/mostafa.openonline.co.uk\/?guid=9e5ef24fb78b03d2413c18e900ad4717"},"modified":"2015-08-12T23:39:17","modified_gmt":"2015-08-12T23:39:17","slug":"press-release-travel-insurance-why-not-to-take-the-getaway-gamble","status":"publish","type":"post","link":"https:\/\/mostafa.openonline.co.uk\/?p=60309","title":{"rendered":"Press release: Travel insurance: why not to take the \u2018Getaway Gamble\u2019"},"content":{"rendered":"<div class=\"govspeak\">\n<p>With recent data  from the Association of British Insurers (ABI) revealing that the average travel insurance medical claim rose by nearly 10% last year, the Foreign &amp; Commonwealth Office (FCO) is highlighting the risk of taking the \u2018Getaway Gamble\u2019 of travelling overseas without adequate insurance.<\/p>\n<p>Travelling abroad with inadequate cover can cost thousands of pounds if things go wrong \u2013 the average cost of a claim for medical expenses rose to \u00a31,022 in 2014 (from \u00a3930 in 2013).  This contrasts sharply with the average cost of an annual travel insurance policy, which is \u00a332.<\/p>\n<p>Rolling the dice, not hedging your bets and being left with a \u00a31,022 bill is no way to start or end a holiday, especially when this pricey sum equates to:<\/p>\n<ul>\n<li>a luxury cruise to the Caribbean<\/li>\n<li>a week in four-star accommodation for two people in Lanzarote<\/li>\n<li>a new high-end laptop, with change left over<\/li>\n<li>an average monthly rental payment in the UK<\/li>\n<\/ul>\n<p>The FCO is encouraging British nationals to make travel insurance an essential part of their holiday preparation with a new <a href=\"https:\/\/www.gov.uk\/government\/publications\/travel-insurance-the-great-getaway-gamble\">\u2018Great Getaway Gamble\u2019 infographic<\/a>.  Will you get back with your finances in the black, or return from the Med seriously in the red?<\/p>\n<p>As a part of being #TravelAware, the FCO is advising travellers to: <\/p>\n<ul>\n<li>ensure you have the level of insurance cover required for your needs and the activities you have planned<\/li>\n<li>answer questions about your medical history fully and honestly with the insurer; you may not be covered if you need to make a claim<\/li>\n<li>bear in mind that travel insurance policies may not cover accidents that occur when someone has not taken reasonable care or had excessive amounts of alcohol<\/li>\n<li>carry an up to date European Health Insurance Card (EHIC) if travelling in the European Economic Area,  in addition to valid insurance cover<\/li>\n<\/ul>\n<p>For more advice on travel insurance, visit our <a href=\"https:\/\/www.gov.uk\/foreign-travel-insurance\">foreign travel insurance<\/a> advice page. <\/p>\n<h2 id=\"further-information\">Further information<\/h2>\n<p>If you would like further information about this press release please contact 020 3697 4389 or <a href=\"mailto:foreignandcommonwealthoffice@consolidatedpr.com\">foreignandcommonwealthoffice@consolidatedpr.com<\/a>.<\/p>\n<h3 id=\"about-fco-know-before-you-go-campaign\">About FCO \u2018Know Before You Go\u2019 campaign<\/h3>\n<p>The FCO <a href=\"https:\/\/www.gov.uk\/knowbeforeyougo\">\u2018Know Before You Go\u2019 campaign<\/a> targets a number of audiences, from gap year students to package holidaymakers; sports fans to older travellers and people visiting friends and family abroad.  The campaign works with more than 400 travel industry partners to communicate its messages. <\/p>\n<p>If you have any enquiries for FCO consular staff before you go or while abroad you can use the FCO\u2019s Twitter service <a rel=\"external\" href=\"http:\/\/www.twitter.com\/fcotravel\">@FCOtravel<\/a>.  This adds to the ways that British people travelling or living overseas can already get in touch with the FCO: by emailing our <a href=\"mailto:traveladvicepublicenquiries@fco.gov.uk\">travel advice team<\/a> or <a href=\"https:\/\/www.gov.uk\/government\/world\/organisations\">contacting local consular staff<\/a>.<\/p>\n<p>You can keep up-to-date with the latest FCO travel advice by signing up to the FCO\u2019s <a rel=\"external\" href=\"http:\/\/www.facebook.com\/fcotravel\">Facebook<\/a> and <a rel=\"external\" href=\"http:\/\/www.twitter.com\/fcotravel\">Twitter<\/a> feeds.<\/p>\n<h3 id=\"information-about-how-the-fco-can-help-british-nationals-abroad\">Information about how the FCO can help British nationals abroad:<\/h3>\n<table>\n<thead>\n<tr>\n<th>The FCO can:<\/th>\n<th>The FCO cannot:<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Issue you with an emergency travel document<\/td>\n<td>Help you enter a country if you do not have a valid passport or necessary visas<\/td>\n<\/tr>\n<tr>\n<td>Provide information about transferring money<\/td>\n<td>Give you legal advice or translate documents<\/td>\n<\/tr>\n<tr>\n<td>Provide help if you have suffered rape or serious sexual or physical assault, are a victim of crime, are ill or in hospital<\/td>\n<td>Investigate crimes or get you out of prison<\/td>\n<\/tr>\n<tr>\n<td>Give you a list of local lawyers, interpreters, doctors or funeral directors<\/td>\n<td>Get you better treatment in hospital or prison than is given to local people, but we will raise concerns if treatment falls below internationally recognised standards<\/td>\n<\/tr>\n<tr>\n<td>Contact you if you are detained abroad<\/td>\n<td>Pay any bills or give you money<\/td>\n<\/tr>\n<tr>\n<td>Contact friends and family back home for you if you wish<\/td>\n<td>Make travel arrangements for you<\/td>\n<\/tr>\n<tr>\n<td>Provide help in cases of forced marriage<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td>Assist people affected by parental child abduction<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The FCO reminds British nationals to travel insured as claims reach \u00a3370 million<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"_links":{"self":[{"href":"https:\/\/mostafa.openonline.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/60309"}],"collection":[{"href":"https:\/\/mostafa.openonline.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mostafa.openonline.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mostafa.openonline.co.uk\/index.php?rest_route=\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/mostafa.openonline.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=60309"}],"version-history":[{"count":0,"href":"https:\/\/mostafa.openonline.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/60309\/revisions"}],"wp:attachment":[{"href":"https:\/\/mostafa.openonline.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=60309"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mostafa.openonline.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=60309"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mostafa.openonline.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=60309"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}